Nov 20, 2008

Memorable Festivals

The earliest is the San Sebastian Drum Festival during the month of January. The celebration is marked by a parade of people marching while playing drums on the first night of the month. The participants usually paraded through the entire city. The following day, the Child Drummer’ Ceremony commenced also called Tamborrada Infantil.In Valencia, the spring starts with the Fallas de San Jose festival. Gigantic cardboard monuments called ninots are carefully made in a competition that involves art. Around 700 of the ninots are erected on streets and will be lightened up on the 19th showing off a spectacle of light, sounds and firework displays. The most voted ninots will not be burned with the others and will be later on the collection of the Fallero Museum.Red wine and seafoods are free during the celebration of the Romeria Vikinga, a marvelous celebration in Pontevedra in honor of the Christian natives who fought against the attack of Vikings. After the free food and wine, celebrants dances with the sounds from bagpipes. Everyone participates in the re-enactment of this invasion. Locals come dressed in pirates and native attire.Other dancing activities are held in La Borbollal, Asturias for their fiesta. Musicians and dancers perform and sing for the Virgin. This festival is celebrated in the middle of the month of August until September.In addition, of course found here is the famous food fight, La Tomatina. Both local and tourist happily enjoy tomato wars during the last Wednesday of August. Prime targets by this tomato-throwing crowd are those people wearing a cap or holding a camera. It is a whole day of fun.Other Spain festivals that interesting are the fiesta de Verano, Festes de Sants, Dia de Asturias and Misterio de Elche. Read More.....

12 Key Tips on Investing in Real Estate

The idea of owning a piece of real estate has always been popular, but once again it seems to be gaining a lot of new fans. Many investors have grown tired of the ups and downs of the stock market, and see the current slump in real estate prices as an obvious “buying opportunity.”
Owning real estate used to be the easiest way to climb your way to the top of the money tree. It may not be so easy now, and you should probably forget about the once-popular practice of “flipping” properties. It is probably advisable to look at real estate the way our grandparents did, as something to hold onto. This doesn’t mean a lifelong investment, necessarily, but in today’s soft markets you are not going to buy one week and sell at a profit the next. Those days are gone, perhaps for a very long time. Time, of course, will tell!
Once you have made the final decision to purchase property as an investment, the real hard work begins. Finding a piece of property that is going to be right for you and your particular needs takes time. It also takes a lot of reading, talking, using connections – and a whole lot of research. Here are 12 tips to help you get started, whatever the market conditions and wherever you happen to be, both financially and geographically:
1. When investing in real estate don’t be shy about taking advice from the experts and the financial institutions that are more knowledgeable. Getting good advice and the proper guidance will assure that your buying experience will be positive one. Therefore it is important to gather good, current, usable information from reliable sources.
2. Planning ahead is a key element in a successful real estate investment. Before you decide to put a good portion (or all) of your life savings into property, be meticulous about the planning of the entire venture. This includes the location of the property, the development and how it will eventually profit you.
3. Buy a fixer-upper. This can be a worthy investment in the longer-term sense, as you will be investing “sweat equity” over time rather than cash right away. Your time has value, certainly, but there is greater flexibility when you do the work yourself.
4. Once you acquire a property, use it as a rental. This is a pretty straightforward way of obtaining a steady monthly income. If you decide to do this, make sure that you have an arrangement with the tenants in the form of a legal lease agreement. That way there is no confusion on how the property should be maintained. If you can have tenants ready as soon as the property is secured, all the better.
5. Find a motivated seller. Sellers usually are more inclined to sell faster when there are other factors involved. Usually this includes the loss of employment, relocation, divorce or illness. Keep your eyes and ears open, and talk to as many people as possible.
6. Make an offer. After you’ve invested all of those long hard hours into the research, it’s finally time to put the pen to paper. Be sure that you have at least two contingency plans in place just in case things don’t go as planned. That way if you can’t rent or sell the property, you are not stuck with you finger in the dam and have the wherewithal to survive a delay in your timeline.
7. Have your financing arranged. Once the seller has agreed to your offer, the deal is almost at the closing point. If you’re planning on closing the deal alone, have the financing lined up with the lender so there are no last-minute snags that provide an “out” for the buyer.
8. Follow through with the deal. Usually investing in property leads to three things for investors: buying, fixing and selling. The offer, and the underlying plan, will be based on certain assumptions about the sale price and the renovation plans, and will operate best on a fixed timetable. Follow through and don’t delay.
9. Purchase a property that is in foreclosure. This can make for a lucrative investment, as the property will sell below the actual market value. Be prepared for lots of competition for these kinds of listings.
10. Buy two properties in one. A duplex, for example, is a good investment for someone looking to own property, live on it and make some rental income, as well. You end up with two small homes for the price of one larger house, in many cases.
11. Know the condition of the property before purchasing. Invest a little time and money to have the appropriate professionals come out and do an overall evaluation of the property to ensure that you are not setting yourself up for total disaster.
12. The final and most important tip is, LEARN! Gain as much knowledge as possible about investing in real estate. The more you know the better. Getting into buying and selling property without having all your ducks in a row, especially in the volatile markets we are now facing around the world, can put you in a rut that may be hard to escape.
Overall, the idea is to read, listen, ask questions, do your homework and learn all you can before plunking down your hard-earned dough. You might even be able to make a living with real estate investments. It is dangerous and volatile, as mentioned, but some people thrive on that kind of challenge.
If you don’t thrive on fast-paced wheeling and dealing, and still want a house, just buy the one you can see living in the rest of your life. All the same advice applies, whether you are buying one home to live in forever, or starting your own real estate empire. It all comes down to common sense, getting the right information, talking to the right people – then making all the right moves. Just keep your wits about you, ask the tough questions and, when you’re ready to “pull the trigger” on a deal, take your best shot.

John Dale is a leader in Maple Ridge, BC real estate and investing in the region.  Looking for beautiful property in BC – look no further than JohnDale.ca.  John Dale:  your Maple Ridge real estate properties expert.

Nov 19, 2008

Wallabies,All Black,Springboks

Wallabies,All Black,Springboks
Want to tour Pamplona taking part in the Running of the Bulls in Spain, party in the beerhalls of the Munich Oktoberfest, celebrate New Years at Hogmanay, Edinburgh?